Chhaya: Licensed Insurtech in Bangladesh | Micro-Insurance Provider for Financial Security

About Us

Chhaya offers afforadable micro-insurance plans for the 99% uninsured population of Bangladesh
Affordable Insurance Plans

We offer affordable insurance plans designed to provide essential coverage at a budget-friendly cost. Protect yourself and your assets with flexible options tailored to your needs.

Simple Registration Procedure

Our registration process is quick and easy, designed to get you covered in just under 3 minutes. Simply fill out basic information, select your preferred plan, and complete payment to start enjoying your insurance benefits instantly.

Easy Claims Submission Process

Submitting a claim is hassle-free with our streamlined process. Just fill out a simple online form, upload the necessary documents, and track your claim status in real-time for quick resolution.

End-to-End Paperless Service

Our end-to-end paperless service ensures a seamless, eco-friendly experience. From registration to claims, every step is completed digitally, saving time and eliminating the need for physical paperwork.

Our Mission
To make insurance simple, accessible, and affordable for all by delivering innovative micro-insurance solutions that protect lives, health, and assets—ensuring peace of mind for every client we serve.
To build a future where every individual in Bangladesh enjoys financial security and equitable access to quality healthcare, while safeguarding their lives and assets with trusted protection
Our Vision

Regulatory Credentials & Compliance

Chhaya operates as a fully licensed insurtech company under Bangladesh’s Insurance Development and Regulatory Authority (IDRA), ensuring strict adherence to national insurance regulations and consumer protection standards. Our operations are also recognized by BASIS (Bangladesh Association of Software and Information Services), reflecting our commitment to technological excellence and industry best practices.

35k+

Happy Customers

40%

Decrease in Out-of-Pocket Health Spending

Recognition That Inspires Confidence

Our accolades represent unwavering dedication to creating impact and value
2025

Gitex Asia Award

Supernova Challenge,
the flagship startup competition at Gitex Asia

2024

Simcubation Incubation Program

University of St.Gallen, Switzerland with SELISE Group

2024

BASIS Insuretech 2024

Excellence in Insurance Technology Innovation

Customer Testimonials

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